Platinum Models – Intro

Introduction to private portfolio models                                                                                                        

Dave Potter, Managing Partner-Senior Portfolio Manager

Dave Potter has over 15 years experience in the investment industry and is a Chartered Financial Analyst (CFA). As senior portfolio manager, Dave is responsible for evaluation and selection of companies for the portfolio pools. More about Dave? See "Our Associates" section.

Platinum Wealth Partners is pleased to announce the launch of our discretionary private portfolio models.  Our models are managed using a disciplined buy and sell process that directs our research to identify securities with potential for enhanced return.  Our research consists of a significant due diligence process to determine which securities will be included in each model.  We then maintain a constant level of 30 holdings in each Model and follow a quarterly rebalancing schedule.

 

Why Portfolio Models?

"Most of the time common stocks are subject to irrational and excessive price fluctua­tions in both directions as the consequence of the ingrained tendency of most people to give way to speculate or gamble — to give way to hope, greed and fear." Benjamin Graham

Benjamin Graham was an influential economist and professional investor who felt that there is a fundamental difference between investment and speculation. We have all witnessed examples of human emotion taking control of investment decisions.

  • You purchase shares and subsequently those shares begin to fall in value. Without analysis of
    the reason for the decline in value, you continue to hold the shares in anticipation they will
    break even again — HOPE
  • You sell your shares in solid companies because the market is selling off today and the next
    day you watch as the stock you no longer own goes back up in value — FEAR
  • You purchase shares in a company you know nothing about, but they are increasing rapidly in
    value and you are certain you will double your money by year end — GREED

Proper investing is no different than proper navigation. You can’t do it based on a feeling, you need a plan, you need a process.

By using an investment model, you eliminate human emotion and invest only in statistically signifi­cant companies. Companies that meet the model’s target stay in the portfolio. Companies that fail to meet targets are removed. This provides a discipline for managing assets with a detailed buy and sell framework including a weighted rebalancing approach to take advantage of share price volatility.

Who should invest?
Private portfolio models are designed for clients:
  • Looking for discretionary money management
  • Comfortable delegating management of their investment portfolio to an advisor
  • Tired of being charged transaction fees
  • Interested in having a tangible process for investment selection.
Our portfolio fees are based on a percentage of assets under administration. Visit our website at www.platinumwp.com for detailed information in our portfolio management fees. We do not charge transaction fees for trading or rebalancing. Investment in the models is subject to risk, including the potential loss of principal invested. However the structure of the portfolio models is designed to achieve favorable returns while effectively managing risk for our portfolios.
 
Customized Approach
 
Platinum portfolio models all have equity exposure and consequently market values will fluctuate. We have conservative, moderate and aggressive equity models available for use. Final portfolio allocation is based on each individual client’s personal risk tolerance. The minimum investment in each model is $100,000. We offer combination models so that clients can choose a mix of portfolio models that best meets individual objectives.